HDFC Business Freedom credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A business variant of HDFC Freedom card offering cashback and rewards on shopping, dining, and utilities, designed for SMEs and small traders.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Business Freedom credit card — Benefits and Offers

Dining & food delivery

  • Swiggy Dineout

    20% savings off on all your restaurant bill payments via Swiggy Dineout.

    Ongoing
    • Get up to 20% savings on restaurant bill payments via Swiggy Dineout across 20,000+ restaurants.
    • Offer inclusive of restaurant and Swiggy discounts.
    • Valid only on payments made through the Swiggy app.
    How to use this
    1. Pay via Swiggy App to avail the offer.