HDFC Business Freedom credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A business variant of HDFC Freedom card offering cashback and rewards on shopping, dining, and utilities, designed for SMEs and small traders.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Business Freedom credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access