HDFC MoneyBack Plus credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1.5%

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Credit Card Overview

An upgraded MoneyBack Plus version delivering higher cashback rates, milestone rewards, and better lifestyle perks for everyday spenders.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC MoneyBack Plus credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access