HDFC MoneyBack Plus credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

0.5% to 1.5%

Apply Now

Credit Card Overview

An upgraded MoneyBack Plus version delivering higher cashback rates, milestone rewards, and better lifestyle perks for everyday spenders.

Best Suited For: Cashback, Catalogue Products

HDFC logoHDFC

Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC MoneyBack Plus credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    500 RPs

  2. Annual fee waivedRepeats every year

    Spend ₹50,000 in a year

    The renewal fee will be waived.

  3. Spend rewardRepeats every year

    Spend ₹50,000

    Gift vouchers worth ₹500.