HDFC Pine Labs credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1.5% to 3%

Credit Card Overview

A co-branded Pine Labs card tailored for merchants, offering rewards on business-related transactions, simplified payments, and partner-linked benefits.

Best Suited For: Brand Wallet

HDFC logoHDFC

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1.5% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Pine Labs credit card — Benefits and Offers

Insurance cover

  • Insurance

    Death Insurance coverage.

    Ongoing
    • Death Insurance coverage upto 30 lakh.
    How to use this
    1. Contact at 1800-266-9777 or schedule a call. You can also send a missed call to +91-9980970424 or email buyonline@hdfclife.in.