HDFC Pine Labs credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1.5% to 3%

Credit Card Overview

A co-branded Pine Labs card tailored for merchants, offering rewards on business-related transactions, simplified payments, and partner-linked benefits.

Best Suited For: Brand Wallet

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1.5% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Pine Labs credit card — Milestones

  1. Joining fee waived

    Spend ₹45,000 per statement cycle

    The joining fee will be waived.

  2. Annual fee waivedRepeats every year

    Spend ₹50,000 in a year

    The renewal fee will be waived.

  3. Spend rewardRepeats every year

    Spend ₹1,80,000 in a year

    Earn 2500 Bonus Reward Points.