HDFC Purchase Premium credit card credit card
Joining Fee:

FREE

Return Percentage:

NA

Credit Card Overview

HDFC Purchase Premium Credit Card is a business‑oriented card that offers high‑value rewards and up to 5 % cashback on monthly essential spending with flexible expense control and up to ~50 days of credit.

Best Suited For:

HDFC logoHDFCVisa

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Forex markup
2.5%

Extra charge on foreign spends

Interest rate
23.88% p.a.

Only if you don't pay the full bill

HDFC Purchase Premium credit card — Earn Categories

Everyday rate

  • Base Rewards4 Reward Points (reward points) / ₹150

    Minimum ₹150 per transaction

1 more earning category on this card

We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel