Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
HDFC Purchase Premium Credit Card is a business‑oriented card that offers high‑value rewards and up to 5 % cashback on monthly essential spending with flexible expense control and up to ~50 days of credit.
Best Suited For:
HDFCFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 2.5%
- Interest rate
- 23.88% p.a.
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
HDFC Purchase Premium credit card — Lounge Access
No airport lounge access on this card
Lounge access is usually reserved for cards with an annual fee.
See cards that include lounge access