HDFC Swiggy BLCK credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

NA

Credit Card Overview

HDFC Swiggy BLCK Credit Card is a premium co‑branded cashback card that gives you 10% cashback on Swiggy ecosystem spends, up to 5% on select online platforms, and 1% on other transactions, aimed at frequent digital spenders and lifestyle users.

Best Suited For:

HDFC logoHDFCVisa

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

HDFC Swiggy BLCK credit card — Earn Categories

Where you earn more

  • Swiggy10 Cashback / ₹100

    A maximum of ₹1500 cashback can be earned per billing cycle.|Transaction done on Swiggy Money wallet, Swiggy Minis, and Swiggy Liquor will not earn any cashback. · Minimum ₹249 per transaction

Other categories

  • Online5 Cashback / ₹100

    A maximum of ₹1500 cashback can be earned per billing cycle on 5% cashback categories.|Gift card and grocery purchased on the 5% eligible merchants and MCCs won’t earn any cashback. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 Cashback / ₹100

    Minimum ₹100 per transaction

22 more earning categories on this card

We track all 25 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Gaming
  • Gift Cards
  • Fuel
  • Wallets
  • Rent
  • UPI
  • Education
  • Jewellery