HDFC Swiggy BLCK credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

Credit Card Overview

HDFC Swiggy BLCK Credit Card is a premium co‑branded cashback card that gives you 10% cashback on Swiggy ecosystem spends, up to 5% on select online platforms, and 1% on other transactions, aimed at frequent digital spenders and lifestyle users.

Best Suited For:

HDFC logoHDFC

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

HDFC Swiggy BLCK credit card — Milestones

  1. Welcome benefit

    Spend ₹1 in a year

    Complimentary Swiggy BLCK membership for 3 months

  2. Joining fee waived

    Spend ₹90,000 within 75 days

    The joining fee will be waived.

  3. Annual fee waivedRepeats every year

    Spend ₹2,00,000 in a year

    The renewal fee will be waived.