HSBC Premier Metal credit card credit card
Joining Fee:

₹12000 +GST

Return Percentage:

2% to 5%

Credit Card Overview

A premium HSBC Premier Metal card delivering global travel perks, milestone bonuses, concierge services, and exclusive lifestyle privileges.

Best Suited For: Experience, Travel Booking, Hotel Transfer

HSBC logoHSBC

Fees and charges at a glance

Annual fee
₹20,000

Charged every year you keep the card

Joining fee
₹12,000

Paid once when you get the card, plus GST

Reward rate
2% to 5%

Depends where you spend

Forex markup
0.99%

Extra charge on foreign spends

Interest rate
35.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HSBC Premier Metal credit card — Milestones

  1. Welcome benefit

    No spend needed — within 30 days

    20,000 reward points

  2. Annual fee waivedRepeats every year

    Spend ₹1 in a year

    The renewal fee will be waived