Joining Fee:
₹12000 +GST
Return Percentage:2% to 5%
Credit Card Overview
A premium HSBC Premier Metal card delivering global travel perks, milestone bonuses, concierge services, and exclusive lifestyle privileges.
Best Suited For: Experience, Travel Booking, Hotel Transfer
HSBCFees and charges at a glance
- Annual fee
- ₹20,000
- Joining fee
- ₹12,000
- Reward rate
- 2% to 5%
- Forex markup
- 0.99%
- Interest rate
- 35.88% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Premier Metal credit card — Lounge Access
Domestic lounge
Unlimited- No explicit spend condition
Guest lounge
8 per yearyear- 8 International guest lounge per year.
International lounge
Unlimited- No explicit spend condition
2 more lounge benefits on this card
We track this card at 35 airports. Check airport-wise lounge availability in the app.