Joining Fee:
₹12000 +GST
Return Percentage:2% to 5%
Credit Card Overview
A premium HSBC Premier Metal card delivering global travel perks, milestone bonuses, concierge services, and exclusive lifestyle privileges.
Best Suited For: Experience, Travel Booking, Hotel Transfer
HSBC
Fees and charges at a glance
- Annual fee
- ₹20,000
- Joining fee
- ₹12,000
- Reward rate
- 2% to 5%
- Forex markup
- 0.99%
- Interest rate
- 35.88% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Premier Metal credit card — Earn Categories
Where you earn more
- Hotels via HSBC36 reward points / ₹100
A maximum of 18,000 HSBC Reward Points (accelerated points) can be earned per cardholder per calendar month.
- Flights via HSBC18 reward points / ₹100
A maximum of 18,000 HSBC Reward Points (accelerated points) can be earned per cardholder per calendar month.
Everyday rate
- Base Rewards3 Reward Points (reward points) / ₹100
8 more earning categories on this card
We track all 11 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- UPI
- Fuel