Joining Fee:
FREE
Return Percentage:0.5% to 1%
Credit Card Overview
A SmartValue card from HSBC offering accelerated rewards on online spends, EMI flexibility, and milestone-based vouchers for everyday transactions.
Best Suited For: Cashback
HSBCFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 41.88% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Smartvalue credit card — Benefits and Offers
Other benefits
VKYC
Get Amazon voucher
- Get Amazon voucher worth ₹250 if applied through VKYC
Shopping
District
Shopping on District
- 12% off up to ₹600 on Minimum Order Value ₹3,000
- Coupon Code - HSBCSHOP
1 more benefit on this card
We track all 3 of them, with the terms and how to claim each one. See the full list in the app.