Joining Fee:
FREE
Return Percentage:0.5% to 1%
Credit Card Overview
A SmartValue card from HSBC offering accelerated rewards on online spends, EMI flexibility, and milestone-based vouchers for everyday transactions.
Best Suited For: Cashback
HSBCFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 41.88% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Smartvalue credit card — Lounge Access
No airport lounge access on this card
Lounge access is usually reserved for cards with an annual fee.
See cards that include lounge access