ICICI Emeralde credit card credit card
Joining Fee:

₹12000 +GST

Return Percentage:

0.25% to 1%

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Credit Card Overview

A premium lifestyle card offering luxury perks, unlimited lounge access, milestone benefits, and concierge services tailored for affluent users.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹12,000

Charged every year you keep the card

Joining fee
₹12,000

Paid once when you get the card, plus GST

Reward rate
0.25% to 1%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

ICICI Emeralde credit card — Milestones

  1. Annual fee waivedRepeats every year

    Spend ₹10,00,000 in a year

    The renewal fee will be waived.