Joining Fee:
Apply Now₹12000 +GST
Return Percentage:0.25% to 1%
Credit Card Overview
A premium lifestyle card offering luxury perks, unlimited lounge access, milestone benefits, and concierge services tailored for affluent users.
Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points
ICICIFees and charges at a glance
- Annual fee
- ₹12,000
- Joining fee
- ₹12,000
- Reward rate
- 0.25% to 1%
- Forex markup
- 2%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Emeralde credit card — Lounge Access
International lounge
Unlimited- Complimentary unlimited international airport lounge access under the Dreamfolks program membership
Domestic lounge
Unlimited- No explicit spend condition
Other lounge access
Not available- As per primary card.
2 more lounge benefits on this card
We track this card at 31 airports. Check airport-wise lounge availability in the app.