ICICI Expressions credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

0.5% to 1.5%

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Credit Card Overview

An Expressions card allowing users to personalize their card design while enjoying basic lifestyle rewards, discounts, and partner benefits.

Best Suited For: Catalogue Products, Catalogue Brand Vouchers

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹199

An extra card for family

ICICI Expressions credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards