Joining Fee:
Apply Now₹499 +GST
Return Percentage:0.5% to 1.5%
Credit Card Overview
An Expressions card allowing users to personalize their card design while enjoying basic lifestyle rewards, discounts, and partner benefits.
Best Suited For: Catalogue Products, Catalogue Brand Vouchers
ICICIFees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Expressions credit card — Lounge Access
Domestic lounge
1 per quarterquarter- Spend ₹75k in previous calendar quarter.
Check lounge access airport by airport
We track this card at 30 airports. Check airport-wise lounge availability in the app.