ICICI Rubyx (Mastercard) credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

0.5% to 1%

Credit Card Overview

A Rubyx Mastercard variant offering similar lifestyle rewards, shopping benefits, and milestone perks for frequent spenders.

Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer

ICICI logoICICI

Fees and charges at a glance

Annual fee
₹2,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹199

An extra card for family

ICICI Rubyx (Mastercard) credit card — Milestones

  1. Spend reward

    Spend ₹3,00,000 in a year

    3,000 RPs.

  2. Spend reward

    Spend ₹4,00,000 in a year

    1,500 RPs.

  3. Spend reward

    Spend ₹5,00,000 in a year

    1,500 RPs.

  4. Spend reward

    Spend ₹6,00,000 in a year

    1,500 RPs.

  5. Spend reward

    Spend ₹7,00,000 in a year

    1,500 RPs.

  6. Spend reward

    Spend ₹8,00,000 in a year

    1,500 RPs.

  7. Spend reward

    Spend ₹9,00,000 in a year

    1,500 RPs.

  8. Spend reward

    Spend ₹10,00,000 in a year

    1,500 RPs.

  9. Spend reward

    Spend ₹11,00,000 in a year

    1,500 RPs.