Joining Fee:
₹3000 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A Rubyx Mastercard variant offering similar lifestyle rewards, shopping benefits, and milestone perks for frequent spenders.
Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer
ICICIFees and charges at a glance
- Annual fee
- ₹2,000
- Joining fee
- ₹3,000
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Rubyx (Mastercard) credit card — Lounge Access
Domestic lounge
2 per quarterquarter- Spend ₹75k in previous calendar quarter.
1 more lounge benefit on this card
We track this card at 31 airports. Check airport-wise lounge availability in the app.