Joining Fee:
Apply Now₹6500 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A Sapphiro Visa variant delivering luxury lifestyle perks, travel rewards, milestone benefits, and concierge privileges.
Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer, Pay by Points
ICICIFees and charges at a glance
- Annual fee
- ₹3,500
- Joining fee
- ₹6,500
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Sapphiro (Visa) credit card — Milestones
- Welcome benefit
No spend needed — in a year
Choose from the following vouchers: Tata CliQ for ₹3,000, Croma for ₹1,500, EaseMyTrip for ₹4,000, Uber for ₹1,000, or Da Milano for ₹5,000.
- Spend reward
Spend ₹4,00,000 in a year
4,000 RPs.
- Spend reward
Spend ₹5,00,000 in a year
2,000 RPs.
- Annual fee waivedRepeats every year
Spend ₹6,00,000 in a year
The renewal fee will be waived and Get 2000 RPs
- Spend reward
Spend ₹7,00,000 in a year
2,000 RPs.
- Spend reward
Spend ₹8,00,000 in a year
2,000 RPs.
- Spend reward
Spend ₹9,00,000 in a year
2,000 RPs.
- Spend reward
Spend ₹10,00,000 in a year
2,000 RPs.
- Spend reward
Spend ₹11,00,000 in a year
2,000 RPs.
- Spend reward
Spend ₹12,00,000 in a year
2,000 RPs.