ICICI Sapphiro (Visa) credit card credit card
Joining Fee:

₹6500 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

A Sapphiro Visa variant delivering luxury lifestyle perks, travel rewards, milestone benefits, and concierge privileges.

Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹3,500

Charged every year you keep the card

Joining fee
₹6,500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹199

An extra card for family

ICICI Sapphiro (Visa) credit card — Lounge Access

International lounge

2 per calendar yearyear
  • Complimentary Lounge Access using Priority Pass.

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app