Joining Fee:
FREE
Return Percentage:1% to 3%
Credit Card Overview
A lifestyle-focused Euphoria card providing accelerated rewards on shopping, entertainment, and dining, with milestone benefits for frequent spenders.
Best Suited For: Catalogue Products
IDBIFees and charges at a glance
- Annual fee
- ₹1,499
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 34.8% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDBI Euphoria credit card — Benefits and Offers
Insurance cover
- Ongoing
Insurance
Air travel accident insurance cover worth Rs 25 lakhs.
How to use this
- To claim this insurance benefit, report the incident to IDBI Bank Customer Care at 1800 425 7600 (Toll-Free) or 022 4042 6013 (Call Charges Applicable). For email support, contact idbicards@idbi.co.in. Ensure to report the incident promptly to avoid liability for any unauthorized transactions. For unauthorized transactions, email ccdisputes@idbi.co.in. You may also visit the nearest IDBI Bank branch for assistance. Please refer to the official IDBI Bank website for more details
