Joining Fee:
FREE
Return Percentage:1% to 3%
Credit Card Overview
A lifestyle-focused Euphoria card providing accelerated rewards on shopping, entertainment, and dining, with milestone benefits for frequent spenders.
Best Suited For: Catalogue Products
IDBIFees and charges at a glance
- Annual fee
- ₹1,499
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 34.8% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDBI Euphoria credit card — Lounge Access
Domestic lounge
Unlimitedyear- No explicit spend condition