Joining Fee:
FREE
Return Percentage:1% to 3%
Credit Card Overview
A Royale Signature card delivering elevated lifestyle rewards, milestone bonuses, and concierge privileges, tailored for affluent customers.
Best Suited For: Catalogue Products
IDBI
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 30% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDBI Royale Signature credit card — Earn Categories
Everyday rate
- Base Rewards3 Delight Points (DPs) / ₹100
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Government
- Insurance