IDBI Royale Signature credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 3%

Credit Card Overview

A Royale Signature card delivering elevated lifestyle rewards, milestone bonuses, and concierge privileges, tailored for affluent customers.

Best Suited For: Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
30% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

IDBI Royale Signature credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • No explicit spend condition