IDFC Business Multiplier (FD) credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

NA

Credit Card Overview

IDFC FIRST Bank BUSINESS MULTIPLIER is a business-focused credit card designed for professional and enterprise spending. It offers accelerated rewards, travel benefits, and lifestyle privileges on eligible transactions.

Best Suited For:

IDFC logoIDFCRuPay

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

Interest rate
12% p.a.

Only if you don't pay the full bill

IDFC Business Multiplier (FD) credit card — Earn Categories

Where you earn more

  • Hotels via IDFC App50 reward points / ₹150
  • Flights via IDFC App31 reward points / ₹150

Everyday rate

  • Base Rewards5 Reward Points (reward points) / ₹150

2 more earning categories on this card

We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • EMI
  • Rent
  • Utilities
  • Insurance
  • Fuel