IDFC Business Multiplier (FD) credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

NA

Credit Card Overview

IDFC FIRST Bank BUSINESS MULTIPLIER is a business-focused credit card designed for professional and enterprise spending. It offers accelerated rewards, travel benefits, and lifestyle privileges on eligible transactions.

Best Suited For:

IDFC logoIDFC

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

Interest rate
12% p.a.

Only if you don't pay the full bill

IDFC Business Multiplier (FD) credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • Spend ₹25,000 or more in the previous quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), you automatically qualify for this privilege in the subsequent quarter (Apr-Jun, Jul-Sep, Oct-Dec, Jan-Mar).

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app