IDFC Classic credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

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Credit Card Overview

A First Classic entry-level card offering basic rewards on shopping and dining, crafted for first-time credit cardholders.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC Classic credit card — Benefits and Offers

Dining & food delivery

  • Dining

    Discount of Upto 20%

    Ongoing
    • Get a discount of upto 20% on dining across over 1,500 restaurants.
    How to use this
    1. To avail this benefit, log in to the dining partner’s platform using your registered account. Browse available dining and order-in offers, select your meals or restaurants, and apply the offer at payment. Use your IDFC First Classic credit card to unlock savings on dining bills.

Movies & events

  • District

    25% Discount

    1 movie tickets month

    Ongoing
    • You get a 25% discount on movies (Upto ₹100) once every month, on the District app.
    How to use this
    1. To avail this benefit, log in to the District app once every month. Book movie tickets and apply your IDFC First Classic credit card at checkout to get 25% discount (up to ₹100). For assistance, contact IDFC FIRST Bank customer care at 1860 267 3333.

3 more benefits on this card

We track all 5 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app