Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A First Classic entry-level card offering basic rewards on shopping and dining, crafted for first-time credit cardholders.
Best Suited For: Cashback, Catalogue Products
IDFCFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3.5%
- Interest rate
- 46.2% p.a.
- Add-on card
- ₹499
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC Classic credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards