IDFC Diamond Reserve credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

NA

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Credit Card Overview

The IDFC Diamond Reserve Credit Card is a premium rewards card that combines travel and lifestyle perks like airport lounge access (domestic + select international), movie offers, golf benefits, and zero forex markup on international spends.

Best Suited For:

IDFC logoIDFCVisa

Fees and charges at a glance

Annual fee
₹3,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

IDFC Diamond Reserve credit card — Earn Categories

Where you earn more

  • Hotels via IDFC AppTravel · Hotels60 reward points / ₹150

    Get 10 Base points + 50 Bonus Reward Points on transactions completed on your IDFC FIRST Bank Mayura Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 8000 bonus reward points can be earned per month in total.

  • Flights via IDFC AppTravel · Flights30 reward points / ₹150

    Get 10 Base points + 20 Bonus Reward Points on transactions completed on your Credit Card on Flights & Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 8000 bonus reward points can be earned per month in total.

Everyday rate

  • Base Rewards10 reward points / ₹150

7 more earning categories on this card

We track all 10 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Transactions < ₹150
  • International
  • Fuel
  • EMI