IDFC Diamond Reserve credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

NA

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Credit Card Overview

The IDFC Diamond Reserve Credit Card is a premium rewards card that combines travel and lifestyle perks like airport lounge access (domestic + select international), movie offers, golf benefits, and zero forex markup on international spends.

Best Suited For:

IDFC logoIDFC

Fees and charges at a glance

Annual fee
₹3,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

IDFC Diamond Reserve credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • This program is applicable only in minimum monthly spends of ₹20,000.
  • This benefit will be shared between the primary cardholder and all add-on cardholders.

International lounge

2 per quarterquarter
  • This program is applicable only in minimum monthly spends of ₹20,000.
  • This benefit will be shared between the primary cardholder and all add-on cardholders.

Other lounge access

2 per quarterquarter
  • This program is applicable only in minimum monthly spends of ₹20,000.
  • This benefit will be shared between the primary cardholder and all add-on cardholders.

3 more lounge benefits on this card

We track all 6 of them, with the spend conditions on each. See the full list in the app.

Open in the app