IDFC First Millennia credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 3%

Apply Now

Credit Card Overview

A First Millennia card offering cashback and accelerated rewards on online shopping, dining, and travel, tailored for young professionals.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC First Millennia credit card — Benefits and Offers

Movies & events

  • District

    25% Discount on Movie Tickets

    1 movie tickets month

    Ongoing
    • IDFC First Millennia credit card offers a 25% discount on movie tickets (Upto 100) on the District app once every month so that you can watch your favorite heroes in action on big screens.
    How to use this
    1. To avail this benefit, log in to the District app once every month. Book movie tickets and pay using your IDFC First Millenia credit card to get 25% discount (up to ₹100). For support, contact IDFC FIRST Bank at 1860 267 3333.

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • If you are a user of this card, then you are entitled to get a Personal Accident Cover worth 2 lakhs whichGet s active in case of an accident or similar mishap.
    • Also, in case you tend to lose this card, your card will be equipped with a complimentary lost card liability cover of 25000. Both these are applicable only if this card is being used or is active.
    How to use this
    1. To claim this insurance, report the incident to IDFC FIRST Bank Customer Care at 1800 10 888 or email banker@idfcfirstbank.com

1 more benefit on this card

We track all 3 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app