IDFC First Millennia credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 3%

Apply Now

Credit Card Overview

A First Millennia card offering cashback and accelerated rewards on online shopping, dining, and travel, tailored for young professionals.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC First Millennia credit card — Milestones

  1. Welcome benefit

    No spend needed — within 30 days

    Enjoy 5% cashback of up to ₹1,000This offer is applicable only on first EMI conversion within first 30 days of card generation.

  2. Welcome benefit

    Spend ₹5,000 within 30 days

    ₹500 gift voucher from choice of brands like - Amazon, Bigbasket, Uber and Lifestyle