IDFC Hello Cashback credit card credit card
Joining Fee:

FREE

Return Percentage:

NA

Apply Now

Credit Card Overview

A simple FD-backed cashback credit card that gives you up to 5% cashback on online spends, 1% on UPI and offline spends, and a total cashback cap per statement while letting you earn interest on your fixed deposit linked to the card.

Best Suited For:

IDFC logoIDFC

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

IDFC Hello Cashback credit card — Benefits and Offers

Travel

  • Road Side Assistance

    Road Side Assistance

    Ongoing
    • Complimentary roadside assistance worth ₹1,399, up to 4 times in a year.
    How to use this
    1. To avail this benefit, your IDFC FIRST credit card must be active. Call the dedicated roadside assistance helpline provided on your card to access complimentary roadside assistance services worth ₹1,399, up to 4 times per year. For details, contact IDFC FIRST Bank customer care at 1860 267 3333.

Insurance cover

  • Insurance

    Personal Accidental Insurance

    • Complimentary personal accidental insurance cover of ₹2,00,000

1 more benefit on this card

We track all 3 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app