IDFC Hello Cashback credit card credit card
Joining Fee:

FREE

Return Percentage:

NA

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Credit Card Overview

A simple FD-backed cashback credit card that gives you up to 5% cashback on online spends, 1% on UPI and offline spends, and a total cashback cap per statement while letting you earn interest on your fixed deposit linked to the card.

Best Suited For:

IDFC logoIDFC

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

IDFC Hello Cashback credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access