Joining Fee:
Apply Now₹50000 +GST
Return Percentage:2% to 5%
Credit Card Overview
An invite-only ultra-premium First Private card offering luxury travel perks, concierge services, milestone benefits, and personalized experiences.
Best Suited For: Experience, Travel Booking, Hotel Transfer
IDFCFees and charges at a glance
- Annual fee
- ₹25,000
- Joining fee
- ₹50,000
- Reward rate
- 2% to 5%
- Forex markup
- 0%
- Interest rate
- 9% p.a.
- Add-on card
- ₹4,000
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC Private credit card — Milestones
- Welcome benefit
No spend needed — in a year
Joining Benefit: 50,000 Reward Points and Club ITC Culinaire Hotel Membership.