IDFC Private credit card credit card
Joining Fee:

₹50000 +GST

Return Percentage:

2% to 5%

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Credit Card Overview

An invite-only ultra-premium First Private card offering luxury travel perks, concierge services, milestone benefits, and personalized experiences.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹25,000

Charged every year you keep the card

Joining fee
₹50,000

Paid once when you get the card, plus GST

Reward rate
2% to 5%

Depends where you spend

Forex markup
0%

Extra charge on foreign spends

Interest rate
9% p.a.

Only if you don't pay the full bill

Add-on card
₹4,000

An extra card for family

IDFC Private credit card — Lounge Access

Domestic lounge

Unlimited
  • No explicit spend condition

International lounge

Unlimited
  • No explicit spend condition

Guest lounge

4 per yearyear
  • No explicit spend condition

1 more lounge benefit on this card

We track this card at 30 airports. Check airport-wise lounge availability in the app.

Open in the app