IDFC Wealth credit card credit card
Joining Fee:

FREE

Return Percentage:

2% to 5%

Apply Now

Credit Card Overview

A premium First Wealth card providing luxury lifestyle rewards, global lounge access, concierge support, and milestone benefits for affluent customers.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
2% to 5%

Depends where you spend

Forex markup
1.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC Wealth credit card — Milestones

  1. Welcome benefit

    Spend ₹1 within 30 days

    Enjoy 5% cashback of up to ₹1,000This offer is applicable only on first EMI conversion within first 30 days of card generation.

  2. Welcome benefit

    Spend ₹5,000 within 30 days

    ₹500 gift voucher from choice of brands like - Amazon, Bigbasket, Uber and Lifestyle