Joining Fee:
Apply NowFREE
Return Percentage:2% to 5%
Credit Card Overview
A premium First Wealth card providing luxury lifestyle rewards, global lounge access, concierge support, and milestone benefits for affluent customers.
Best Suited For: Experience, Travel Booking, Hotel Transfer
IDFCFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 2% to 5%
- Forex markup
- 1.5%
- Interest rate
- 46.2% p.a.
- Add-on card
- ₹499
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC Wealth credit card — Lounge Access
Domestic lounge
1 per quarterquarter- Spend ₹20,000 or more in the preceding month
Other lounge access
1 per quarterquarter- As per primary card.
International lounge
1 per quarterquarter- You will be issued a Dreamfolks Card
- Spend ₹20,000 or more in the preceding quarter
2 more lounge benefits on this card
We track this card at 34 airports. Check airport-wise lounge availability in the app.