IDFC Wow Black (FD) credit card credit card
Joining Fee:

₹750 +GST

Return Percentage:

NA

Apply Now

Credit Card Overview

IDFC FIRST Wow Black is a premium lifetime-free credit card offering strong rewards on everyday spending and exclusive lifestyle privileges. It focuses on high-value users looking for luxury perks without annual fees. With superior earn rates, travel benefits, and curated offers, it delivers premium value at zero cost.

Best Suited For:

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Fees and charges at a glance

Annual fee
₹750

Charged every year you keep the card

Joining fee
₹750

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

IDFC Wow Black (FD) credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹4000.
    • Valid once per card per month

Travel

  • Road Side Assistance

    Road Side Assistance

    Ongoing
    • Complimentary roadside assistance worth ₹1,399, up to 4 times in a year.
    How to use this
    1. To avail this benefit, your IDFC FIRST credit card must be active. Call the dedicated roadside assistance helpline provided on your card to access complimentary roadside assistance services worth ₹1,399, up to 4 times per year. For details, contact IDFC FIRST Bank customer care at 1860 267 3333.