IDFC Wow Black (FD) credit card credit card
Joining Fee:

₹750 +GST

Return Percentage:

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Credit Card Overview

IDFC FIRST Wow Black is a premium lifetime-free credit card offering strong rewards on everyday spending and exclusive lifestyle privileges. It focuses on high-value users looking for luxury perks without annual fees. With superior earn rates, travel benefits, and curated offers, it delivers premium value at zero cost.

Best Suited For:

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Fees and charges at a glance

Annual fee
₹750

Charged every year you keep the card

Joining fee
₹750

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

IDFC Wow Black (FD) credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards