Joining Fee:
FREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A Gold Visa card from Indian Bank offering basic lifestyle rewards, milestone perks, and affordability, designed for entry-level users.
Best Suited For: Cashback
IndianFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3%
- Interest rate
- 26.82% p.a.
- Add-on card
- ₹100
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Indian Gold (Visa) credit card — Benefits and Offers
Insurance cover
- Ongoing
Air Accident Insurance
Death due to air accident (Rs 5 lakhs).
How to use this
- To claim this insurance, report the incident to Indian Bank Credit Card Centre at 1800 425 0018 or 044 2813 3181. For email support, contact creditcard@indianbank.co.in
- Ongoing
Baggage Cover
Baggage Cover linsurance of Rs 10,000.
How to use this
- To claim this insurance, report the incident to Indian Bank Credit Card Centre at 1800 425 0018 or 044 2813 3181. For email support, contact creditcard@indianbank.co.in
4 more benefits on this card
We track all 6 of them, with the terms and how to claim each one. See the full list in the app.