Joining Fee:
FREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A Gold Visa card from Indian Bank offering basic lifestyle rewards, milestone perks, and affordability, designed for entry-level users.
Best Suited For: Cashback
IndianFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3%
- Interest rate
- 26.82% p.a.
- Add-on card
- ₹100
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Indian Gold (Visa) credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards