Joining Fee:
Apply Now₹10000 +GST
Return Percentage:1% to 3%
Credit Card Overview
A Vrddhi card designed for everyday spending with rewards on shopping, groceries, and utilities, providing milestone vouchers and easy redemption.
Best Suited For: Catalogue Products
IndusInd
Fees and charges at a glance
- Annual fee
- ₹5,000
- Joining fee
- ₹10,000
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 23.88% p.a.
- Add-on card
- ₹200
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IndusInd Vrddhi credit card — Earn Categories
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
2 more earning categories on this card
We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel