IndusInd Vrddhi credit card credit card
Joining Fee:

₹10000 +GST

Return Percentage:

1% to 3%

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Credit Card Overview

A Vrddhi card designed for everyday spending with rewards on shopping, groceries, and utilities, providing milestone vouchers and easy redemption.

Best Suited For: Catalogue Products

IndusInd logoIndusInd

Fees and charges at a glance

Annual fee
₹5,000

Charged every year you keep the card

Joining fee
₹10,000

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
23.88% p.a.

Only if you don't pay the full bill

Add-on card
₹200

An extra card for family

IndusInd Vrddhi credit card — Milestones

  1. Welcome benefit

    No spend needed — within 30 days

    1000 Reward Points on 6 utility bill payments for the 1st 6 months of card setup.

  2. Annual fee waivedRepeats every year

    Spend ₹1,00,000 in a year

    The renewal fee will be waived.

  3. Joining fee waived

    Spend ₹4,00,000 per statement cycle

    The joining fee will be waived.