Kotak Indian Oil credit card credit card
Joining Fee:

₹449 +GST

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A co-branded Indian Oil card with Kotak offering fuel surcharge waivers, accelerated rewards on fuel, and lifestyle perks on groceries and utilities.

Best Suited For: Brand Wallet, Cashback

Kotak logoKotak

Fees and charges at a glance

Annual fee
₹449

Charged every year you keep the card

Joining fee
₹449

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak Indian Oil credit card — Benefits and Offers

Concierge

  • Concierge

    24x7 Concierge Services

    Ongoing
    • Personal concierge services and assistance for gift delivery, restaurant bookings, flower delivery, car rental, limousine reservation, movie ticket booking, golf reservations, and much more.
    How to use this
    1. Contact 1800-26-78729 for concierge and assistance.

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • Personal concierge services and assistance for gift delivery, restaurant bookings, flower delivery, car rental, limousine reservations, movie ticket bookings, golf reservations, and much more.
    How to use this
    1. To claim this insurance, report the incident to Kotak Mahindra Bank Customer Care at 1860 266 2666 or email care@zurichkotak.com within 30 days of the incident. Ensure to submit all required documents within 60 days of reporting the claim.