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Joining Fee:
Apply Now₹449 +GST
Return Percentage:1% to 2%
Credit Card Overview
A co-branded Indian Oil card with Kotak offering fuel surcharge waivers, accelerated rewards on fuel, and lifestyle perks on groceries and utilities.
Best Suited For: Brand Wallet, Cashback
KotakFees and charges at a glance
- Annual fee
- ₹449
- Joining fee
- ₹449
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 42% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak Indian Oil credit card — Redemption Options
Discover Reward Points Redemption Options
To explore the full range of redemption options for this card, download the SaveSage Club app now.
