Joining Fee:
₹1000 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A Mojo card from Kotak offering accelerated rewards on online shopping, entertainment, and dining, with milestone benefits tailored for young professionals.
Best Suited For: Cashback, Catalogue Products
Kotak
Fees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 42% p.a.
- Add-on card
- ₹299
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak Mojo credit card — Earn Categories
Everyday rate
- Base RewardsTRUE1 Mojo Point / ₹100
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Rent
- Utilities
- Wallets
- Fuel
- Education
- Online Gaming
- Jewellery